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Having insurance in Massachusetts is a legal requirement in order for an individual to legally operate a vehicle within the state. While the extent of one’s coverage may vary, in Massachusetts individuals are required to carry four types of compulsory auto insurance with their own minimum requirements. The types of auto insurance are Bodily Injury to Others, Personal Injury Protection, Bodily Injury Caused by an Uninsured Auto, and Damage to Someone Else’s Property.

  • Bodily Injury to Others: The minimum requirement in Massachusetts for Bodily Injury to Others is $20,000 per person/ $40,000 per accident. This type of insurance gives an individual protection against legal liability for the accidental injury or death of others caused by the operation of your car. This is only applicable to accidents that occur in Massachusetts. While this protects an individual from legal liability to individuals involved in an accident, the protections do not extend to your passengers.
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You must meet minimum Insurance requirements to be eligible to drive in Mass

Negligence is defined as a failure to use the level of care someone of ordinary prudence would have used under the same circumstances. Negligence consists of actions or omissions where there is an expected duty or responsibility owed by one person to another person. Events which cause injury not due to fault of another person involve negligence, and the elements of negligence are as follows.

  • Duty of Care: This boils down to, does the defendant have a responsibility to the plaintiff that it must legally uphold? Is it a responsibility of which the plaintiff is the intended recipient of the defendant’s actions? Establishing a legally defined duty and recognized responsibility of the defendant is the first step to determining a defendant’s negligence.Negligence
  • Breach of Duty: After the duty of care has been established, it must be determined whether or not the duty of care was breached. For example was the plaintiff lawfully on a premise owned by tenant? Did the person injure him or herself on the defendant’s premises? Did the owner of the business fail to reasonably prevent the injury? These are but one example of many situations involving a breach of a legally recognized duty.

If you, or a loved one who has been injured Plymouth County personal injury law attorney Michael S. Mehrmann has spent many years helping people from across Plymouth County, including in Kingston, Plymouth, Marshfield, Hanson, Carver, Pembroke, and Duxbury, deal with their legal needs. Attorney Mehrmann was recognized by the American Institute of Personal Injury Attorneys in 2018 as one of the 10 Best Personal Injury Attorneys in MA for exceptional and oustanding client service.

Taken from the American Institute of Legal Counsel:

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10 Best Attorneys In Client Service

It’s five o’ clock on a Friday and you’re heading home after an exhausting week of work. You’re practically on auto-pilot with the thought of the impending weekend being the only fuel guiding you home, and then BAM-it happens. You find yourself in a car accident. Everyone understands when you get behind the wheel you run the risk of finding yourself in a surprise collision, yet we never think about the odds of it actually happening to us, and even worse we don’t know the steps to take to protect ourselves in the event of an automobile accident adapted from the Massachusetts DMV site.

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EMS Clearing A Car Accident

  1. First and foremost, you must never leave the scene of an accident. It seems obvious and trite, but flight is a guttural reaction to stimuli. You must remain as calm and reposed as you can, given the circumstance. Find a safe place to pull over your car, staying as reasonably close to the vehicle, or property you collided with without obstructing traffic. Be aware of your surroundings and any other potential dangers, such as fire, or a downed electrical wire.

It is very common to discover (especially after a recent auto accident or similar surprise trauma) alternative health treatment services such as visits to a chiropractor or acupuncture treatments are not covered by your average health insurance policy. According to health insurance expert Louise Norris, a contributor to Healthinsurance.org and Medicareresources.org chiropractic visits and services are commonly excluded from many health insurance policies. “In the under-65 market, individual health insurance is not specifically required to cover massage therapy, acupuncture, or chiropractic care,” says Norris in an article at the Huffington Post addressing the things insurance companies do not cover.

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Seeking alternative treatment with a chiropractor

This lapse in coverage might be deemed inessential to most; however, after experiencing trauma from an automobile accident or similar event, one may find themselves in dire need of such treatments. One such person in need of chiropractic treatments, resulting from a car accident, became a patient at Dupilka Family Chiropractic.