Articles Tagged with insurance

Dog bites can cause serious personal injuries, infections, disfigurement, permanent scarring, emotional trauma and death.

In the thirteen year period of 2005 through 2017, Dogbites.org reported that canines killed 433 Americans.  Many more suffer serious personal injuries or property damage.  It is the responsibility of a dog owner to ensure their dog does not hurt or injure anyone.

Victims of severe dog attacks who suffer these significant injuries, infections, disfigurement and scarring will need specialized medical care, and often reconstructive surgery is required to diminish the appearance of scars.  These medical procedures can be painful, costly and take years to complete.

It is very common to discover (especially after a recent auto accident or similar surprise trauma) alternative health treatment services such as visits to a chiropractor or acupuncture treatments are not covered by your average health insurance policy. According to health insurance expert Louise Norris, a contributor to Healthinsurance.org and Medicareresources.org chiropractic visits and services are commonly excluded from many health insurance policies. “In the under-65 market, individual health insurance is not specifically required to cover massage therapy, acupuncture, or chiropractic care,” says Norris in an article at the Huffington Post addressing the things insurance companies do not cover.

chiropractor, alternative treatment, pip, injury, personal,

Seeking alternative treatment with a chiropractor

This lapse in coverage might be deemed inessential to most; however, after experiencing trauma from an automobile accident or similar event, one may find themselves in dire need of such treatments. One such person in need of chiropractic treatments, resulting from a car accident, became a patient at Dupilka Family Chiropractic.

Legal News GavelLosing a loved one to a fatal hit-and-run accident can be especially traumatic. The disregard for the well-being of the person you loved (and whom the at-fault driver struck) can be very challenging to process. It can also create problems when it comes to recovering the compensation to which your family is entitled. Knowing what to do and taking prompt action are key. One of your first steps should be to retain an experienced Massachusetts car accident attorney to help you in your pursuit of the identification of the at-fault driver and the compensation your family deserves.

Back in April, AAA reported that fatal hit-and-run crashes were at a record high. AAA’s statistics from 2016 showed that more than one hit-and-run accident per minute took place on U.S. roads. The 2,049 hit-and-run deaths logged in 2016 was up 60% from 2009 and was the highest number since AAA began recording this statistic. Maine and New Hampshire were among the states with the lowest per-capita incidences of fatal hit-and-run accidents.

The AAA statistics also broke down the type of victim most frequently killed in hit-and-run accidents. Almost two-thirds of the 2,049 people killed by these drivers were either pedestrians or bicyclists. Many times, the reason why a driver may cause a hit-and-run accident is connected to either distracted driving or drunk driving.

Legal News GavelWhen you are seriously injured in an auto accident, there may be many steps involved in getting the compensation you need. You may have legal rights against the other driver, the other driver’s insurance company, or your insurance company, depending on the facts of your case. To make sure that you are pursuing everything you should under the law, talk to an experienced Massachusetts car accident attorney promptly to learn about your rights and your legal options.

Heather was a driver who was seriously injured in a July 2007 auto accident in Bristol County. When you suffer substantial harm in an auto accident, as Heather did, you may very possibly have to litigate extensively to get the compensation you deserve. The other driver or his insurance company will likely contest your case vigorously, since it potentially involves a large sum of damages.

Heather’s case involved two trials and multiple appeals. Eventually, she and the other driver’s insurance company worked out a settlement. Deciding to settle a case, even one in which you have a strong factual and legal position, may make sense for you because it can allow you to achieve finality and compensation without additional delays from ongoing appeals or retrials. In this situation, Heather agreed to settle for $100,000, which was the policy limit on the other driver’s insurance policy, even though the damages award she received at the conclusion of her second trial was much greater.

front of SUVWhen you pursue an injury case, there are several hurdles to clear. There’s filing the lawsuit, collecting and organizing all of the evidence, preparing for trial, and obtaining a judgment or settlement. However, there are many more tasks beyond just these that go into a successful result in an injury case. A knowledgeable Massachusetts car accident attorney can help you make sure that “all of your bases are covered” when it comes to your case.

Sometimes, your injury case may be affected by a person or entity that wasn’t even involved in the accident. A recent example involved a case from Bristol County. Evelyn was an 85-year-old woman who was crossing a street when a vehicle driven by Annmarie crashed into her. Evelyn had dementia before the accident, but the crash made it worse. Eighteen months after the accident, Evelyn died. Her children sued Annmarie, and the two sides settled for $250,000. Annmarie’s auto insurance company paid the judgment, and the family dismissed the lawsuit in January 2014.

This might sound like the end to a successful outcome, and, in some situations, it might have been. For this family, however, there were additional complications. During her final years, Evelyn had received some $18,000 worth of care that was paid for by MassHealth. Massachusetts gives MassHealth the right to pursue repayment of these expenses from the estate of a deceased person in certain circumstances, while others may possibly be exempt from this estate recovery.

Legal News GavelWhen you file a lawsuit as a result of your auto accident injuries, there are several steps in the process. One of these may be exploring the possibility of a mutually acceptable settlement. An important thing to note about settlement negotiations and settlement agreements is that they are much like any other form of contract negotiations and contractual agreements. They require one side to make an offer, and the other side must accept that offer. There must be a “meeting of the minds” about the terms of the agreement. Without those things, a settlement agreement isn’t valid. When it comes to deciding whether to settle or litigate your injury case, it pays to have the advice and representation of a knowledgeable Plymouth County car accident attorney.

The existence (or lack thereof) of a valid settlement was a central dispute in one recent auto accident case. Frances was the driver of a vehicle that was rear-ended by a vehicle driven by Edy. As is common in many civil cases, the opposing sides both worked toward trial and discussed the possibility of settling the case out of court. Eventually, Frances’ case went to trial, and the jury found in her favor, awarding her $52,000 in damages.

Edy appealed that judgment. The centerpiece of his appeal was that Frances was not entitled to the damages award handed down by the jury because the two sides had already settled the case, and Edy had been released from liability in exchange for agreeing to the settlement. Edy also argued that, if the court did not throw out the jury’s damages award, it should at least reduce it by the amount that Frances’ auto insurer had already paid out.