Articles Tagged with personal injury protection

According to the National Highway Traffic Safety Administration, motorcycles make up only 3 percent of all registered vehicles in the United States.  Despite those low numbers, the NHTSA reports there is an increase in motorcyclists killed each year in Massachusetts.  Motorcycle fatalities occurred 28 more times frequently that automobile fatalities.   Some of the common characteristics that contribute to motorcycle injuries and fatalities are other vehicles, speed, alcohol impairment, weather, lighting, and roadway conditions.

According to the Massachusetts State Police, a motorcyclist traveling on an uneven roadway in Kingston, Massachusetts crashed and died after losing control on the uneven pavement and was struck by another vehicle.

Pot holes, uneven pavement, construction or other roadway inconsistencies are flaws more dangerous to the operator of a motorcycle than a car.  If roads are not properly maintained, motorcyclists can crash.  If it was the negligence of the city or town to keep roadways safe, or whether it was the negligence of another driver, we can help.

Having insurance in Massachusetts is a legal requirement in order for an individual to legally operate a vehicle within the state. While the extent of one’s coverage may vary, in Massachusetts individuals are required to carry four types of compulsory auto insurance with their own minimum requirements. The types of auto insurance are Bodily Injury to Others, Personal Injury Protection, Bodily Injury Caused by an Uninsured Auto, and Damage to Someone Else’s Property.

  • Bodily Injury to Others: The minimum requirement in Massachusetts for Bodily Injury to Others is $20,000 per person/ $40,000 per accident. This type of insurance gives an individual protection against legal liability for the accidental injury or death of others caused by the operation of your car. This is only applicable to accidents that occur in Massachusetts. While this protects an individual from legal liability to individuals involved in an accident, the protections do not extend to your passengers.
Mass Insurance coverage

You must meet minimum Insurance requirements to be eligible to drive in Mass

It is very common to discover (especially after a recent auto accident or similar surprise trauma) alternative health treatment services such as visits to a chiropractor or acupuncture treatments are not covered by your average health insurance policy. According to health insurance expert Louise Norris, a contributor to Healthinsurance.org and Medicareresources.org chiropractic visits and services are commonly excluded from many health insurance policies. “In the under-65 market, individual health insurance is not specifically required to cover massage therapy, acupuncture, or chiropractic care,” says Norris in an article at the Huffington Post addressing the things insurance companies do not cover.

chiropractor, alternative treatment, pip, injury, personal,

Seeking alternative treatment with a chiropractor

This lapse in coverage might be deemed inessential to most; however, after experiencing trauma from an automobile accident or similar event, one may find themselves in dire need of such treatments. One such person in need of chiropractic treatments, resulting from a car accident, became a patient at Dupilka Family Chiropractic.